Thank you Alijah for helping me to better understand IULs, all the advantages and disadvantages it has, and the importance of starting at an early age. Thank you for being thorough throughout the whole process. Why choose to open an IUL? Many reasons but mainly because it has a cash value that benefits from the market’s gains tax-free, without the risk of loss during a market downturn.

Your sport one day is going to have to end. As far as the moment, you got to make sure you plan ahead, and at least, of course I would recommend an IUL, but you need to at least have a financial plan where you keep your money safe. You don’t want to be out there just spending your money thinking it’s going to last forever… You got to play it smart and make sure you have other things going for you instead of just your sport.